Life Insurance with Guaranteed Acceptance

Afterwards, your beneficiary would receive the death benefit coverage that you purchased.

What Types of Policies Are Available?

These types of policies are mostly available as term life insurance policies, although there are some available as a whole life policy which has a cash value accumulation feature.

Is a Guaranteed Life Insurance Policy More Expensive?

Yes, you will be paying more for this type of policy because the life insurance company is insuring you without having you take a medical exam or completing a medical questionnaire which means they are taking on more of a risk to insure you.

The cost of this type of coverage can vary considerably from company to company so that is why I suggest that you talk to an independent agent such as myself.  Severe illnesses and disabilities are areas where I specialize so I know where to find the most affordable rates for a Guaranteed Acceptance life insurance policy.

As an example, I have provided some quotes for males who are between the ages of 50 – 80 years of age, so you will have a general idea of what you might for policies worth $5,000, $10,000, $15,000 and $20,000.

Sample Quotes for a Guaranteed Acceptance Life Insurance Policy

Guaranteed Acceptance Life Insurance Quotes for Male Aged 50 – 80
Monthly Rates

Age                             $5,000 Policy    $10,000 Policy    $15,000 Policy    $20,000 Policy

50 Year Old Male             $21.46              $40.66                       $59.87              $79.07
55 Year Old Male             $24.21              $46.16                       $68.12              $90.07
60 Year Old Male             $27.90              $240.00                     $79.21              $104.87
65 Year Old Male             $33.01              $63.77                       $94.52              $125.28
70 Year Old Male             $40.62              $78.98                       $117.35            $155.72
75 Year Old Male             $51.62              $100.99                     $150.31           $199.73
80 Year Old Male             $67.52              $132.79                     $198.05            $263.32

Disclaimer: These quotes are good as of April 2, 2013)

Where Can I Find an Affordable Guaranteed Acceptance Life Insurance Policy?

You always want to talk to an independent agent like myself.  We can access and research dozens of companies so you are assured we will find the best policy at the most affordable rates.  If you have health concerns, don’t let that dissuade you because we can give you valuable advice and help you to find a policy that suits you.

Whatever your needs or questions then please call me direct at 877 – 966 – 9383.